My Finances
Take control of your financial future with smart lending and investment solutions
Service Rating
Build Credit and Secure Your Financial Future
Mondo has partnered with BenX to help you build a stronger credit profile while you save.
+
Backed byAllan Gray Investment Management
73%See improvement in just 6 months
100%Money-back guarantee
Why 20+ Million South Africans Need BenX
Break the Credit Catch-22
Stop being trapped by the "need credit to get credit" problem. Start building your score from zero, even with poor credit history.
Save While You Build
Every payment goes into your savings account with Allan Gray. Get all your money back PLUS interest after 12 months.
Flexible & Forgiving
Life happens. Skip one payment without penalty or damage to your credit score. Stay in control of your journey.
Fast Results
73% of users see credit improvement within 6 months. Open doors to car finance, home loans, and premium phone contracts.
Your Path to Better Credit in 5 Simple Steps
Getting your benx credit builder with Mondo is quick and hassle-free.
How It Works
Apply in Minutes
Make Your First Payment
Pay Monthly & Build
Watch Your Score Rise
Get Everything Back
What You'll Need
Personal Information
ID number, contact details, and address
Banking Details
Bank account for payments and receiving funds
Proof of Income
Recent payslip or bank statements
Frequently Asked Questions
Find answers to common questions about our BenX Credit Builder program.
No! BenX is specifically designed for people with low or no credit scores. We help you build from the ground up.
Your payments are safely held in a savings account with Allan Gray until your term ends. You get it all back plus interest.
You're allowed to skip one month without affecting your credit score or savings. We understand life happens.
Yes. Your savings are held with Allan Gray, one of South Africa's most trusted investment firms, in an account in your name.
You'll receive every rand you paid in, plus the interest earned, and a stronger credit score that opens new financial opportunities.
73% of users see credit score improvements within 6 months, with full results typically achieved by 12 months.
Latest Financial Insights
Loading Financial articles...
